Gender Issues of Mesopotamia Essay -- Gilgamesh Gender Female Rights E

Sexual orientation Issues of Mesopotamiaâ â â â â â â â â â â â â  â â â â Since the commencement of our general public, ladies have increased a specific regard and certain rights after some time. Such basic parts of life, for example, finding a new line of work, casting a ballot, and in any event, picking who they might want to wed are things that ladies have battled for, for a long time. At a certain point, these were everything that ladies in America and parts of Europe reserved no privilege to. Men all in all had stifled ladies and assumed responsibility for the general public. Notwithstanding mass mistreatment ever, ladies have ascended in the public arena and now groups these normal rights.      Back in the times of Mesopotamia, things were very unique. Ladies were regarded for what their identity was and didn't need to battle to pick up the rights they had. Hammurabi’s Code contained laws, which regarded the privileges of ladies. Society when all is said in done was conformed to this kind of sexual equity. A considerable lot of the codes inside Hammurabi’s Code favor the men of the general public, however a significant number of them illuminate certain rights for the lives of the ladies. Certain laws exist in Hammurabi’s code so as to tackle issues of the general public. It illuminates the discipline for specific acts dispensing with any further complexities. Code 136 for instance, discloses what is to happen to a ladies who’s spouse runs off; â€Å"If any one go out, flee, and afterward his better half go to another house, on the off chance that, at that point he return, and wishes to take his significant other back: on the grounds that he fled from his home and fled, the wife of this runaway will not retur...

Religious Tradition Interview

Meeting Summary While examining the interviewee’s foundation data, the member answered that he had been in the situation of Catholic Church pioneer for a long time. The meeting likewise commented that being a strict pioneer required persistence on the grounds that such a significant number of individuals strived to go to the community gathering to look for compromise and forgiveness.Advertising We will compose a custom paper test on Religious Tradition: Interview explicitly for you for just $16.05 $11/page Learn More The member gave account on his initial understanding of taking this position and clarified this had been his choice to turn into the priest of religion. Since the youth, the strict pioneer was worried about the likelihood to demonstrate his duty to open life, just as his affection to God. While pondering the motivation behind chapel in his locale, Mr. Earthy colored advised that his longing to turn into a Catholic chief was not impacted by his folks. Or maybe, it had been his own cognizant choice. At the of this conversation, the pioneer conceded that it had taken him 2 years to grow enough trust in his authority capacity to head the congregation. While thinking on leader’s basic message that he uncovers in Catholic custom, Mr. Earthy colored attested that religion potently affected arrangement of people’s good, otherworldly, and moral qualities. Despite strict custom, the meeting accepted that Catholicism satisfied the job of profound establishment for individuals scanning for compromise and harmony. What's more, the member looked concerned while talking about the noteworthiness of praising the Eucharist and the job of chapel in the life of the network. Specifically, the Catholic head asserted that the congregation and celestial principle speak to the authority under which the open network could incorporate. Having the uniform guidelines and standards would permit individuals to turn out to be profoundly nearer to God. Because of the way that Mr. Earthy colored had lived in the district since his introduction to the world, he didn't feel any weight with respect to his folks and network. His demeanor to individuals regardless of their beginning and convictions is likewise equivalent, which is the fundamental guideline of Catholic convention. Specifically, the interviewee underlined that his errand as a pioneer was limited to steady help of parishioners who experienced issues in a mainstream life. His position expects him to be the courier between this present reality and the heavenly world. While discussing the primary difficulties during the administration, Mr. Earthy colored noticed that the most troublesome in achieving his obligation was to persuade individuals regarding the need to watch ideals and qualities, despite the challenges, which are regularly sent by God as a preliminary of human patience.Advertising Looking for article on religion religious philosophy? How about we check whether we can sup port you! Get your first paper with 15% OFF Learn More The strict pioneer likewise admitted that the most troublesome thing about his calling lied in convincing youthful populace about the need to go to places of worship and advancing their qualities and profound convictions. While breaking down tentative arrangements of the congregation network, the pioneer communicated his energy concerning the chance of creating solid systems, wherein strict convention was introduced from a more extensive perspective. Specifically, it ought not be viewed as a strict duty to God in particular, however as a philosophical structure that should frame the supporting of open life in the locale. The way that the vast majority go to chapel and quest for otherworldliness empowers the interviewee a large portion of all. Toward the finish of the meeting, Mr. Earthy colored included that this calling had become for him an instrument for improving the life in the network and building up a solid moral and good framework. Reflection While pondering on the preservation with the strict pioneer of the Catholic Church Sebastian Brown, explicit consideration requires the interviewee’s responsibility to and comprehension of the heavenly principle and its impact on open life. Specifically, in contrast to numerous different pioneers, Mr. Earthy colored is progressively worried about the useful importance of Catholic convention. Persuading individuals regarding the impact of religion on their moral and otherworldly convictions ought to be a need for the congregation. In this manner, the job of strict guides should comprise in supporting and urging the parishioners to scan for improving their life and molding such excellencies as affection, sympathy, and regard of others. Pardoning, along these lines, is the initial move toward compromise, despite the fact that this is the most troublesome one since people frequently neglect to understand the genuine estimation of this activity. Actually, Mr . Brown’s vision is all around thought since individuals frequently resort to God’s help whose activities are under the celestial control. In this unique circumstance, they don't reserve the privilege to conclude who is to be faulted. Cherishing and regarding individuals can improve the world and this way of thinking of pardoning and sympathy will give a solid establishment to the whole network. Hence, while talking about this issue, Mr. Earthy colored concentrated transcendently on authority and its significance for continuing open life.Advertising We will compose a custom exposition test on Religious Tradition: Interview explicitly for you for just $16.05 $11/page Learn More He was less worried about the likely arrangements in light of the fact that the vast majority of his commitments were aimed at improving the present condition of affaires. Simultaneously, the conversation of Catholic convention alluded to its reasonable incentive for individuals who are needing c ompromise and help to beat the hardships. Such a scholarly and strict point of view toward Catholic convention presents the celestial principle that demonstrations as per reason. Specifically, the strict pioneers concurred with the possibility that Catholicism consistently characterized men, paying little heed to their social position. People, in this manner, are animals of God whose nobility is broadcasted. To be sure, present day comprehension of religion distinguishes its philosophical quality, which improves the significance of supporting confidence in God and celestial standard by encountering His affection and consideration. Albeit Catholic customs varies extraordinarily from different strict viewpoints, including Islam, or Buddhism, its embodiment despite everything lies in revering such widespread excellencies as graciousness, love, regard, backing, and equity. Strict lessons ought not depend on explaining hypothetical structures, yet in addition on building up the feeling o f personality and having a place with a particular Church fellowship. While pondering the job of initiative in the network, explicit accentuation ought to be set in transit religion impacts techniques for overseeing and controlling community gathering. Subsequently, the job of chapel ought not be bound to strict duty. Or maybe, individuals ought to go to places of worship to satisfy themselves in mainstream life. The adherents, thusly, ought to have the option to cling to the most extreme standards directed by the congregation chief since they can contribute altogether to the government assistance of the network. The emphasis on interviewee’s solid confidence in the underlying great of people permitted him to create church enrollments, just as fundamental moral and virtues. The idea of enrollment substance premises on the individuals’ opportunity to go to chapel to set up boundless connections. Now, Mr. Earthy colored way to deal with driving individuals is proficient in light of the fact that it centers around people’s move in their attributions and in their goal to advance their spirituality.Advertising Searching for paper on religion religious philosophy? How about we check whether we can support you! Get your first paper with 15% OFF Find out More This article on Religious Tradition: Interview was composed and put together by client TheEnforcers to help you with your own investigations. You are allowed to utilize it for research and reference purposes so as to compose your own paper; be that as it may, you should refer to it in like manner. You can give your paper here.

How to Raise Your Credit Score by 100 Points

How to Raise Your Credit Score by 100 Points How to Raise Your Credit Score by 100 Points How to Raise Your Credit Score by 100 PointsThe two most important parts of your score are your payment history and your amounts owed, so those are great places to start.For folks with bad credit, improving that score is step number one on their journey to financial fitness. Otherwise, when times get tough and they need to borrow money, they’re going to be stuck taking out predatory no credit check loans and short-term bad credit loans like payday loans, cash advances, and title loans to make ends meet (which probably wont end well).Raising your score means being able to secure lower interest rates and better financial products. Even if your score is just okay, taking that score from “good” to “great” could be the key to unlocking your financial future. If you want to raise your credit score by 100 points or more, here’s what you should do. Check your credit report.Your credit score is based on the information contained in your credit report. These are documents that cata log your history as a borrower, and they are compiled by the three major credit bureaus: Experian, TransUnion, and Equifax.As such, the best place to start when fixing your credit score is with your credit report. Not only will it give you an idea of what areas you need to fix, but it might even contain mistakes that are artificially lowering your score.“Carefully check your credit report and make sure there are no errors. If there are, dispute them,” said  OverdraftApps.com (@overdraftapps) co-founder Uri Abramson, adding that you can get a free copy of your report once a year by visiting AnnualCreditReport.com.And since you can request one free report from each credit bureau, that means you can get as many as three free credit reports annually!“The credit bureaus process untold trillions in payments and accounts, and they make mistakes all the time,” said Brian Davis, co-founder of  SparkRental.com (@SparkRental). “It’s your responsibility and your responsibility alone to make sure your credit report is accurate, and that you don’t have errors hurting your credit score.”To learn more about disputing errors on your report, check out our blog post:  How Do You Contest Errors On Your Credit Report?Start building your payment history.There are five different categories of information from your credit reports that make up your credit score. The most important category is your payment history, which makes up 35 percent of your score. When fixing your credit score, paying your bills on time is going to be key.“Pay all accounts on time every single month,” said Davis. “Even if you can only make the minimum payment, make sure it’s on time because late payments mar your credit score.”“Credit cards must be paid before anything else, like utility bills, (although not before the mortgage),” advised Abramson. “Wait for 30 days and your delinquency may be reported by your credit card issuers.”They aren’t kidding; even one late payment th at’s reported to the credit bureaus could dramatically lower your score. If you know you’re going to be late, call the company in question to see what can be done.You can also take a look at your bill schedules to see if a certain cluster of due dates is causing financial strain. If you call your lenders or utility companies, the odds are pretty good that you can have those due dates changed to ease the pressure.But what if you don’t have any loans or credit cards? How do you start building your payment history then? Don’t worry. There’s a solution.“If youre new to credit or have weak or poor credit, become an authorized user on someones credit card,” advised  Debt Assassin  RJ Mansfield (@DebtAssassin1). “As an AU you are never responsible for payments, but it will be reported on your credit report and help your score.”And if you can’t become an authorized user, try taking out a secured credit card to start building a better payment history. Above all else, a go od credit score begins with paying your bills on time. There’s no way around it!Keep your credit utilization low.The second most important part of your credit score is your amounts owed, which makes up 30 percent of your total score. If you have too much outstanding debt on loans and credit cards, your score is going to drop. Likewise, reducing that debt load will help improve it!However, there one specific aspect of your amounts owed that you should keep an eye on, as it can have a huge effect on your score: And that’s your credit utilization ratio, which affects any debt like credit cards where you can borrow up to a certain credit limit.“One of the metrics that determine your credit score is the ratio of credit used to credit available. Keeping all your balances below 30 percent of the limit keeps your score higher,” said Davis.This goes beyond paying off your credit card balances every month. To make sure you don’t get caught flat-footed by the start of the billing cyc le, you should try and keep your balances below thirty percent at all times.“Try to pay your credit card bill BEFORE your statement is cut rather than by the due date,” said Abramson. “Most credit card issuers report your balances to credit bureaus around the time your statement closes.”And in terms of maintaining lower balances, Abramson went even further. “Try to keep your utilization ratio (the ratio of your debt to your line of credit) below 10 percent for each of your credit cards,” he said. “Thats an aggressive goal, but your utilization ratio is the second most important component of the FICO score.”Lets be clear: 30 percent isnt some kind of magic threshold; dropping underneath it wont magically fix your score. It’s a good place to start, but you should be getting your balances as low as possibleâ€"on the way to paying them off entirely.In order to bust some myths surrounding the 30 percent line, Mansfield conducted a personal experiment using his own credi t cards. Here’s what he found:“Popular advice from ‘so-called’ credit experts is that its fine to carry up to thirty percent of your available credit lines. It is not. I did it. I carried twenty-nine percent to test the theory and my score dropped from 811 to 730, a drop of 81 points. Only carry a balance if you cant pay it in full to maximize your score.”Keep those old cards open.Paying down your debts is goodâ€"and be good we mean “pretty necessary to maintaining a good credit scoreâ€"but there are other actions you can take to make sure that your credit utilization remains as low as possible.Remember, there are two sides to your credit utilization ratio: The balances owed, and the total available credit. So while you pay down your balances, why not make sure that your total available credit remains as high as possible?“Avoid closing down a credit card even if you dont need it anymore (unless it has an annual fee).” said Abramson. “When you close a credit card, y our available line of credit shrinks, which can negatively impact your utilization ratio.”And that’s not the only reason you should keep those old cards open. “Credit bureaus look at the average age of your accounts, said Davis. “The older, the better.”Be patient.This is the hardest part of building your credit score. But if you’re really serious about the project, it’s something you can’t avoid.“Time is the best credit-builder,” said Abramson. “If you handle your credit responsibly and avoid any derogatory remarks on your credit file, you will easily increase your score by a large margin within a year.”These changes aren’t going to happen overnight. In order to fix your credit scoreâ€"whether you want to raise it by 50 points, 100 points, or 150â€"you’re going to need to be patient. Just remember: The reward waiting for you on the other end will be worth it!Here’s a story from someone who did it.Before you set out on your own financial journey to impro ve your credit score, we figured you might like to hear a real-life story from someone who pulled it off. In his own words, here’s how Brandon Ballweg, founder and editor of the photography and tech website  ComposeClick (@ComposeClick), managed to increase his credit score over 100 points over the past two years:“I verified any collections that were showing on my credit report. I had several. One was reporting incorrectly, which was removed when brought to the creditors attention. The others I paid off, a couple of which I was able to get a pay for deletion agreement. I just did this over the phone with the collection agenciesâ€"theres no reason to send them letters or try to get anything in writing.“I started with a secured card and opened up a few regular credit cards and have paid them all off when the statement comes. I keep at least a small balance for most of my cards before the statement to show utilization. I keep my overall utilization under 20 percent, usually lower .“I still have a ways to go because there are some missed payments showing on my credit report from a student loan provider. I hope to get these removed by communicating with the provider and pointing out the fact that I havent missed a payment in over a year and a half.“Thats it. I dont think anyone should be using expensive credit repair services that only do things that you would be able to do more effectively yourself. Its all about getting as many negative marks removed from your credit reports and showing consistent responsible credit use.”To learn more about how you can improve your credit score and your long-term financial outlook, check out these other posts and articles from OppLoans:Building Your Financial Life: Budgeting for BeginnersNo Credit Card? Here Are 6 Ways You Can Still Fix Your Credit ScoreSave More Money with These 40 Expert Tips10 Good Money Habits to Make Your Friends JealousDo you have a   personal finance question youd like us to answer? Let us know! You can find us  on  Facebook  and  Twitter.  |  InstagramContributorsUri Abramson is the co-founder of the growing personal finance blog OverdraftApps.com (@overdraftapps), which specializes in transparent and honest reviews of financial products for low-medium credit score population and debt resolution advice.Brandon Ballweg is a photographer and entrepreneur. He is the founder of  ComposeClick (@ComposeClick), an educational site for photographers that provides information on the technical aspects of photography and how to succeed in the photography business.G. Brian Davis is a landlord, personal finance writer, and co-founder of  SparkRental.com (@SparkRental), which provides free video courses and rental investing tools for landlords. He spends most of the year overseas, splitting his time between Abu Dhabi, Europe, and his hometown of Baltimore.RJ Mansfield  (@DebtAssassin1) is a consumer’s rights advocate and author of  Debt Assassin: A Black Ops Guide to Cleaning Up Your Credit. How to Raise Your Credit Score by 100 Points How to Raise Your Credit Score by 100 Points How to Raise Your Credit Score by 100 PointsThe two most important parts of your score are your payment history and your amounts owed, so those are great places to start.For folks with bad credit, improving that score is step number one on their journey to financial fitness. Otherwise, when times get tough and they need to borrow money, they’re going to be stuck taking out predatory no credit check loans and short-term bad credit loans like payday loans, cash advances, and title loans to make ends meet (which probably wont end well).Raising your score means being able to secure lower interest rates and better financial products. Even if your score is just okay, taking that score from “good” to “great” could be the key to unlocking your financial future. If you want to raise your credit score by 100 points or more, here’s what you should do. Check your credit report.Your credit score is based on the information contained in your credit report. These are documents that cata log your history as a borrower, and they are compiled by the three major credit bureaus: Experian, TransUnion, and Equifax.As such, the best place to start when fixing your credit score is with your credit report. Not only will it give you an idea of what areas you need to fix, but it might even contain mistakes that are artificially lowering your score.“Carefully check your credit report and make sure there are no errors. If there are, dispute them,” said  OverdraftApps.com (@overdraftapps) co-founder Uri Abramson, adding that you can get a free copy of your report once a year by visiting AnnualCreditReport.com.And since you can request one free report from each credit bureau, that means you can get as many as three free credit reports annually!“The credit bureaus process untold trillions in payments and accounts, and they make mistakes all the time,” said Brian Davis, co-founder of  SparkRental.com (@SparkRental). “It’s your responsibility and your responsibility alone to make sure your credit report is accurate, and that you don’t have errors hurting your credit score.”To learn more about disputing errors on your report, check out our blog post:  How Do You Contest Errors On Your Credit Report?Start building your payment history.There are five different categories of information from your credit reports that make up your credit score. The most important category is your payment history, which makes up 35 percent of your score. When fixing your credit score, paying your bills on time is going to be key.“Pay all accounts on time every single month,” said Davis. “Even if you can only make the minimum payment, make sure it’s on time because late payments mar your credit score.”“Credit cards must be paid before anything else, like utility bills, (although not before the mortgage),” advised Abramson. “Wait for 30 days and your delinquency may be reported by your credit card issuers.”They aren’t kidding; even one late payment th at’s reported to the credit bureaus could dramatically lower your score. If you know you’re going to be late, call the company in question to see what can be done.You can also take a look at your bill schedules to see if a certain cluster of due dates is causing financial strain. If you call your lenders or utility companies, the odds are pretty good that you can have those due dates changed to ease the pressure.But what if you don’t have any loans or credit cards? How do you start building your payment history then? Don’t worry. There’s a solution.“If youre new to credit or have weak or poor credit, become an authorized user on someones credit card,” advised  Debt Assassin  RJ Mansfield (@DebtAssassin1). “As an AU you are never responsible for payments, but it will be reported on your credit report and help your score.”And if you can’t become an authorized user, try taking out a secured credit card to start building a better payment history. Above all else, a go od credit score begins with paying your bills on time. There’s no way around it!Keep your credit utilization low.The second most important part of your credit score is your amounts owed, which makes up 30 percent of your total score. If you have too much outstanding debt on loans and credit cards, your score is going to drop. Likewise, reducing that debt load will help improve it!However, there one specific aspect of your amounts owed that you should keep an eye on, as it can have a huge effect on your score: And that’s your credit utilization ratio, which affects any debt like credit cards where you can borrow up to a certain credit limit.“One of the metrics that determine your credit score is the ratio of credit used to credit available. Keeping all your balances below 30 percent of the limit keeps your score higher,” said Davis.This goes beyond paying off your credit card balances every month. To make sure you don’t get caught flat-footed by the start of the billing cyc le, you should try and keep your balances below thirty percent at all times.“Try to pay your credit card bill BEFORE your statement is cut rather than by the due date,” said Abramson. “Most credit card issuers report your balances to credit bureaus around the time your statement closes.”And in terms of maintaining lower balances, Abramson went even further. “Try to keep your utilization ratio (the ratio of your debt to your line of credit) below 10 percent for each of your credit cards,” he said. “Thats an aggressive goal, but your utilization ratio is the second most important component of the FICO score.”Lets be clear: 30 percent isnt some kind of magic threshold; dropping underneath it wont magically fix your score. It’s a good place to start, but you should be getting your balances as low as possibleâ€"on the way to paying them off entirely.In order to bust some myths surrounding the 30 percent line, Mansfield conducted a personal experiment using his own credi t cards. Here’s what he found:“Popular advice from ‘so-called’ credit experts is that its fine to carry up to thirty percent of your available credit lines. It is not. I did it. I carried twenty-nine percent to test the theory and my score dropped from 811 to 730, a drop of 81 points. Only carry a balance if you cant pay it in full to maximize your score.”Keep those old cards open.Paying down your debts is goodâ€"and be good we mean “pretty necessary to maintaining a good credit scoreâ€"but there are other actions you can take to make sure that your credit utilization remains as low as possible.Remember, there are two sides to your credit utilization ratio: The balances owed, and the total available credit. So while you pay down your balances, why not make sure that your total available credit remains as high as possible?“Avoid closing down a credit card even if you dont need it anymore (unless it has an annual fee).” said Abramson. “When you close a credit card, y our available line of credit shrinks, which can negatively impact your utilization ratio.”And that’s not the only reason you should keep those old cards open. “Credit bureaus look at the average age of your accounts, said Davis. “The older, the better.”Be patient.This is the hardest part of building your credit score. But if you’re really serious about the project, it’s something you can’t avoid.“Time is the best credit-builder,” said Abramson. “If you handle your credit responsibly and avoid any derogatory remarks on your credit file, you will easily increase your score by a large margin within a year.”These changes aren’t going to happen overnight. In order to fix your credit scoreâ€"whether you want to raise it by 50 points, 100 points, or 150â€"you’re going to need to be patient. Just remember: The reward waiting for you on the other end will be worth it!Here’s a story from someone who did it.Before you set out on your own financial journey to impro ve your credit score, we figured you might like to hear a real-life story from someone who pulled it off. In his own words, here’s how Brandon Ballweg, founder and editor of the photography and tech website  ComposeClick (@ComposeClick), managed to increase his credit score over 100 points over the past two years:“I verified any collections that were showing on my credit report. I had several. One was reporting incorrectly, which was removed when brought to the creditors attention. The others I paid off, a couple of which I was able to get a pay for deletion agreement. I just did this over the phone with the collection agenciesâ€"theres no reason to send them letters or try to get anything in writing.“I started with a secured card and opened up a few regular credit cards and have paid them all off when the statement comes. I keep at least a small balance for most of my cards before the statement to show utilization. I keep my overall utilization under 20 percent, usually lower .“I still have a ways to go because there are some missed payments showing on my credit report from a student loan provider. I hope to get these removed by communicating with the provider and pointing out the fact that I havent missed a payment in over a year and a half.“Thats it. I dont think anyone should be using expensive credit repair services that only do things that you would be able to do more effectively yourself. Its all about getting as many negative marks removed from your credit reports and showing consistent responsible credit use.”To learn more about how you can improve your credit score and your long-term financial outlook, check out these other posts and articles from OppLoans:Building Your Financial Life: Budgeting for BeginnersNo Credit Card? Here Are 6 Ways You Can Still Fix Your Credit ScoreSave More Money with These 40 Expert Tips10 Good Money Habits to Make Your Friends JealousDo you have a   personal finance question youd like us to answer? Let us know! You can find us  on  Facebook  and  Twitter.  |  InstagramContributorsUri Abramson is the co-founder of the growing personal finance blog OverdraftApps.com (@overdraftapps), which specializes in transparent and honest reviews of financial products for low-medium credit score population and debt resolution advice.Brandon Ballweg is a photographer and entrepreneur. He is the founder of  ComposeClick (@ComposeClick), an educational site for photographers that provides information on the technical aspects of photography and how to succeed in the photography business.G. Brian Davis is a landlord, personal finance writer, and co-founder of  SparkRental.com (@SparkRental), which provides free video courses and rental investing tools for landlords. He spends most of the year overseas, splitting his time between Abu Dhabi, Europe, and his hometown of Baltimore.RJ Mansfield  (@DebtAssassin1) is a consumer’s rights advocate and author of  Debt Assassin: A Black Ops Guide to Cleaning Up Your Credit. How to Raise Your Credit Score by 100 Points How to Raise Your Credit Score by 100 Points How to Raise Your Credit Score by 100 PointsThe two most important parts of your score are your payment history and your amounts owed, so those are great places to start.For folks with bad credit, improving that score is step number one on their journey to financial fitness. Otherwise, when times get tough and they need to borrow money, they’re going to be stuck taking out predatory no credit check loans and short-term bad credit loans like payday loans, cash advances, and title loans to make ends meet (which probably wont end well).Raising your score means being able to secure lower interest rates and better financial products. Even if your score is just okay, taking that score from “good” to “great” could be the key to unlocking your financial future. If you want to raise your credit score by 100 points or more, here’s what you should do. Check your credit report.Your credit score is based on the information contained in your credit report. These are documents that cata log your history as a borrower, and they are compiled by the three major credit bureaus: Experian, TransUnion, and Equifax.As such, the best place to start when fixing your credit score is with your credit report. Not only will it give you an idea of what areas you need to fix, but it might even contain mistakes that are artificially lowering your score.“Carefully check your credit report and make sure there are no errors. If there are, dispute them,” said  OverdraftApps.com (@overdraftapps) co-founder Uri Abramson, adding that you can get a free copy of your report once a year by visiting AnnualCreditReport.com.And since you can request one free report from each credit bureau, that means you can get as many as three free credit reports annually!“The credit bureaus process untold trillions in payments and accounts, and they make mistakes all the time,” said Brian Davis, co-founder of  SparkRental.com (@SparkRental). “It’s your responsibility and your responsibility alone to make sure your credit report is accurate, and that you don’t have errors hurting your credit score.”To learn more about disputing errors on your report, check out our blog post:  How Do You Contest Errors On Your Credit Report?Start building your payment history.There are five different categories of information from your credit reports that make up your credit score. The most important category is your payment history, which makes up 35 percent of your score. When fixing your credit score, paying your bills on time is going to be key.“Pay all accounts on time every single month,” said Davis. “Even if you can only make the minimum payment, make sure it’s on time because late payments mar your credit score.”“Credit cards must be paid before anything else, like utility bills, (although not before the mortgage),” advised Abramson. “Wait for 30 days and your delinquency may be reported by your credit card issuers.”They aren’t kidding; even one late payment th at’s reported to the credit bureaus could dramatically lower your score. If you know you’re going to be late, call the company in question to see what can be done.You can also take a look at your bill schedules to see if a certain cluster of due dates is causing financial strain. If you call your lenders or utility companies, the odds are pretty good that you can have those due dates changed to ease the pressure.But what if you don’t have any loans or credit cards? How do you start building your payment history then? Don’t worry. There’s a solution.“If youre new to credit or have weak or poor credit, become an authorized user on someones credit card,” advised  Debt Assassin  RJ Mansfield (@DebtAssassin1). “As an AU you are never responsible for payments, but it will be reported on your credit report and help your score.”And if you can’t become an authorized user, try taking out a secured credit card to start building a better payment history. Above all else, a go od credit score begins with paying your bills on time. There’s no way around it!Keep your credit utilization low.The second most important part of your credit score is your amounts owed, which makes up 30 percent of your total score. If you have too much outstanding debt on loans and credit cards, your score is going to drop. Likewise, reducing that debt load will help improve it!However, there one specific aspect of your amounts owed that you should keep an eye on, as it can have a huge effect on your score: And that’s your credit utilization ratio, which affects any debt like credit cards where you can borrow up to a certain credit limit.“One of the metrics that determine your credit score is the ratio of credit used to credit available. Keeping all your balances below 30 percent of the limit keeps your score higher,” said Davis.This goes beyond paying off your credit card balances every month. To make sure you don’t get caught flat-footed by the start of the billing cyc le, you should try and keep your balances below thirty percent at all times.“Try to pay your credit card bill BEFORE your statement is cut rather than by the due date,” said Abramson. “Most credit card issuers report your balances to credit bureaus around the time your statement closes.”And in terms of maintaining lower balances, Abramson went even further. “Try to keep your utilization ratio (the ratio of your debt to your line of credit) below 10 percent for each of your credit cards,” he said. “Thats an aggressive goal, but your utilization ratio is the second most important component of the FICO score.”Lets be clear: 30 percent isnt some kind of magic threshold; dropping underneath it wont magically fix your score. It’s a good place to start, but you should be getting your balances as low as possibleâ€"on the way to paying them off entirely.In order to bust some myths surrounding the 30 percent line, Mansfield conducted a personal experiment using his own credi t cards. Here’s what he found:“Popular advice from ‘so-called’ credit experts is that its fine to carry up to thirty percent of your available credit lines. It is not. I did it. I carried twenty-nine percent to test the theory and my score dropped from 811 to 730, a drop of 81 points. Only carry a balance if you cant pay it in full to maximize your score.”Keep those old cards open.Paying down your debts is goodâ€"and be good we mean “pretty necessary to maintaining a good credit scoreâ€"but there are other actions you can take to make sure that your credit utilization remains as low as possible.Remember, there are two sides to your credit utilization ratio: The balances owed, and the total available credit. So while you pay down your balances, why not make sure that your total available credit remains as high as possible?“Avoid closing down a credit card even if you dont need it anymore (unless it has an annual fee).” said Abramson. “When you close a credit card, y our available line of credit shrinks, which can negatively impact your utilization ratio.”And that’s not the only reason you should keep those old cards open. “Credit bureaus look at the average age of your accounts, said Davis. “The older, the better.”Be patient.This is the hardest part of building your credit score. But if you’re really serious about the project, it’s something you can’t avoid.“Time is the best credit-builder,” said Abramson. “If you handle your credit responsibly and avoid any derogatory remarks on your credit file, you will easily increase your score by a large margin within a year.”These changes aren’t going to happen overnight. In order to fix your credit scoreâ€"whether you want to raise it by 50 points, 100 points, or 150â€"you’re going to need to be patient. Just remember: The reward waiting for you on the other end will be worth it!Here’s a story from someone who did it.Before you set out on your own financial journey to impro ve your credit score, we figured you might like to hear a real-life story from someone who pulled it off. In his own words, here’s how Brandon Ballweg, founder and editor of the photography and tech website  ComposeClick (@ComposeClick), managed to increase his credit score over 100 points over the past two years:“I verified any collections that were showing on my credit report. I had several. One was reporting incorrectly, which was removed when brought to the creditors attention. The others I paid off, a couple of which I was able to get a pay for deletion agreement. I just did this over the phone with the collection agenciesâ€"theres no reason to send them letters or try to get anything in writing.“I started with a secured card and opened up a few regular credit cards and have paid them all off when the statement comes. I keep at least a small balance for most of my cards before the statement to show utilization. I keep my overall utilization under 20 percent, usually lower .“I still have a ways to go because there are some missed payments showing on my credit report from a student loan provider. I hope to get these removed by communicating with the provider and pointing out the fact that I havent missed a payment in over a year and a half.“Thats it. I dont think anyone should be using expensive credit repair services that only do things that you would be able to do more effectively yourself. Its all about getting as many negative marks removed from your credit reports and showing consistent responsible credit use.”To learn more about how you can improve your credit score and your long-term financial outlook, check out these other posts and articles from OppLoans:Building Your Financial Life: Budgeting for BeginnersNo Credit Card? Here Are 6 Ways You Can Still Fix Your Credit ScoreSave More Money with These 40 Expert Tips10 Good Money Habits to Make Your Friends JealousDo you have a   personal finance question youd like us to answer? Let us know! You can find us  on  Facebook  and  Twitter.  |  InstagramContributorsUri Abramson is the co-founder of the growing personal finance blog OverdraftApps.com (@overdraftapps), which specializes in transparent and honest reviews of financial products for low-medium credit score population and debt resolution advice.Brandon Ballweg is a photographer and entrepreneur. He is the founder of  ComposeClick (@ComposeClick), an educational site for photographers that provides information on the technical aspects of photography and how to succeed in the photography business.G. Brian Davis is a landlord, personal finance writer, and co-founder of  SparkRental.com (@SparkRental), which provides free video courses and rental investing tools for landlords. He spends most of the year overseas, splitting his time between Abu Dhabi, Europe, and his hometown of Baltimore.RJ Mansfield  (@DebtAssassin1) is a consumer’s rights advocate and author of  Debt Assassin: A Black Ops Guide to Cleaning Up Your Credit.

Summary Of Oedipus The King - 1095 Words

Linus Dombrosky Mrs. Long Oedipus the king 9 / 21 / 2017 Oedipus the king Getting out of the bed in the morning is always hard, especially when one doesn t want to. It s your bubble and the longer you stay there, the harder it is to leave, yet you can t see the wonders of the world from inside that safe space. One would be blind to the truth, they would be living a false life, one deprived of the truth they can not see. Exactly how Oedipus was in Oedipus the king, where Oedipus was blind to see his truth from his ignorance of not knowing what he was missing from his life, but is finding the truth, really worth it? Oedipus s beginning is smoggy to begin with for the audience, as they soon realize, he barely knows much of it†¦show more content†¦Ã¢â‚¬Å"And you, did you.../ buy me? Find me by accident?† Oedipus is now seeing this new reality for the first time, and is exploring this new realm as though his life depended on it. He desires to ascend from the darkness he has been living his whole life in, no matter what, even as his wife begs of him. â€Å"‘No, please-/ for your sake- I want the best for you!†/ â€Å"Your best is more than i can bear.†Ã¢â‚¬â„¢ Oedipus is still hungry for information, believing that it will only fulfill him, he sees no other path. Not know that he has now fallen for natures purest trap, curiosity. It devours a man, forcing them to search for whatever pieces they can glue together. â€Å"Let it burst! Whatever will, whatever must!/ I must know my birth, no matter how common it may be- I must see my origin face-to-face.† He h as no shame in whatever it is to come, so he thinks. The possibility that this information could destroy him has never crossed his brain, he wants to be set free from his bubble of safety, he wants, to see the truth, for the better, or worse. Getting lied to is painful, it tell someone that their supposed partner has just withheld the truth from them, generally it is considered painful on an emotional level. Oedipus was shielded from the truth his whole life and the pain, was not only his. â€Å"Once she d broken in through the gates,/ dashing past us frantic, whipped to fury,/ ripping her hair out with both hands-/ straightShow MoreRelatedEssay on Summary of Oedipus The Kings by Sophocles748 Words   |  3 PagesSummary of Oedipus The Kings by Sophocles Oedipus is in a series of tragic events throughout this play. A couple of days after Oedipus was born, he was left on a mountainside to die. The reason for this is because an oracle predicted that he will grow up to be the murderer of his father the King. Oedipus did not die as he should have, instead Oedipus was found and taken to the nearby city of Corinth. This is where Oedipus was adopted as the son of the King and Queen. Many years later, OedipusRead MoreDifferences Between Oedipus And Hamlet982 Words   |  4 PagesConsidering King Oedipus’s self-inflicted blindness and Hamlet’s overwhelming thirst for his own stepfather’s blood, it seems that both men have lost their minds. However, these men are not truly mentally unhinged, but rather incredibly devoted to their religious ideals. Hamlet, a Catholic, believes that his actions will determine his afterlife; the way he acts, though crazy, is an attempt to please God and avoid eternal damnation. King Oedipus, a follower of Apollo and the Greek gods, acts irresponsiblyRead MoreCharacter Analysis Of Oedipus Rex943 Words   |  4 Pagessolved as the people of Thebes suffer. In Sophocles’ Greek tragedy, Oedipus Rex, Thebes is being punished by the gods for a crime committed far in the past. The city of Thebes is cursed with a plague until the murderer of Laius is discovered and banished from the land. As Creon and Oedipus work to save Thebes, their different qualities show who is a better fit to be king. Oedipus saved Thebes once from the sphinx; however, Oedipus’ qualities of being arrogant, intense, and stubborn cause him to foilRead More Oedipus Rex – a Christ Figure Essays1020 Words   |  5 PagesOedipus Rex – a Christ Figure  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚        Ã‚   Sophocles’ famous tragedy, Oedipus Rex, perhaps â€Å"the most important and influential drama ever written† (â€Å"Sophocles† 717), presents in the person of   Oedipus the model of a good ruler, a humanely intelligent and vigorously active leader, a man who earlier saved his adopted city Thebes from disaster. Is Oedipus an alter Christus besides?    The numerous parallels between the figure of the king Oedipus and the figure of Christ in the ScripturesRead MoreOedipus Tyrannus, A Tragic Hero. Summary: . Context. Oedipus1391 Words   |  6 PagesOedipus Tyrannus, a Tragic Hero Summary: Context Oedipus Tyrannus is a Greek tragedy that was first performed as a play in 429 BCE. The setting of the play is in Thebes, one of Greece’s city states that is suffering from a tragic plague. King Oedipus’s brother in-law; Creon, reports back from the oracle of Apollo that the plague would only be lifted if the murderer of his predecessor; King Laius, is found and brought to justice. Before the whole city of Thebes, Oedipus vows to apprehend and punishRead MoreOedipus Essay1310 Words   |  6 PagesQuestion 1 Question 1.) One of the responses people usually have about Oedipus is if he really deserved the fate that he ended up with. It’s not his fault that Jocasta and Laius tried to outsmart fate and dispose of him. In trying to run from this prophecy, did he really do anything any other person, given the culture, wouldn’t have done? Is Oedipus a victim of fate or is he responsible for the choices he makes? WhatRead MoreEssay about Oedipus the King1183 Words   |  5 PagesOedipus the King Oedipus the King is the perfect example of a tragedy. It contains a complete combination of all the features of a tragedy. Aristotle in his Poetics[1] defines Oedipus as being a definite example of the form and purpose of tragedy. In tragedies the Greeks dramatized climactic events in the lives of heroes, and Oedipus story is no exception. By using many different literary devices it brings moral dilemmas of action and motive to the public stage. The action is set outRead MoreThe Role Of Fate And Fate In Oedipus1075 Words   |  5 Pagespeaceful fates, but in the case of Oedipus, it was an unruly one, in which he was set on a path to his own demise. The story itself starts at the point in time in which all the Oracle of Delphi had told was true, but everyone was oblivious to it. Oedipus had already killed his father and married his mother, even bore children with her. It is a tragic end to who was once a glorious man, but one must think whether or not these chain of events happened because Oedipus chose to or because the Oracle foretoldRead MoreTragic Hero In Oedipus The King1502 Words   |  7 Pageson a journey with this hero, witnessing both their triumphs and failures. In addition, this character must be more complex than what is seen on surface or at first glance. The character Oedipus in Sophocles Oedipus the King, meets all of these general parameters provided by Aristotle. The three reasons the Oedipus is a tragic hero is based on ch aracter traits of nobility, his hamartia, and lastly his self-pity and suffrage. Information found located on University of Pennsylvania’s education portalRead More Marxist Theory and Oedipus the King Essay1339 Words   |  6 PagesMarxist Theory and Oedipus the King      Ã‚  Ã‚   The history of all hitherto existing society is the history of class struggles (Marx and Engels 2). This excerpt, taken from Karl Marxs and Friedrich Engels The Communist Manifesto, explains the two primary classes found throughout most of Europe during the era of the Industrial Revolution. These classes were the bourgeoisie and the proletariat. The former were known as the exploiters and the latter as the exploited. The wealth, power,

Uk Government Responses For The Financial Crisis - 945 Words

UK Government Responses to the Financial Crisis UK government was very swift in its response the financial crisis. Various measures were taken to address the economic anomaly that came with the crisis. These range from various monetary policies to fiscal policies. Some of these policies are discussed below: Reduction in interest rate: In March 2009, UK government through Bank of England reduced interest rate from 5.0 % in September 2008 to 0.5 %. Figure 7 below shows UK interest rate level from a decade prior to the crisis period. Figure 7: Official Bank Rate and Inflation Source: Office for National Statistics The aim rationale behind reduced interest rate was to provoke recovery from the crisis. This targeted increase in consumers as well as firms and government spending since incentive to save had been eroded. This measure not only increased aggregate demand, it also aid commitment to new investments. Additionally, monthly cost of mortgage repayment was witnessed which in turn, provided more disposable income and make investment in property market more lucrative. Since reduced interest rate made it unattractive to save money, currencies were less demanded thereby causing fall in the currency values. This therefore had a multiplier effect on export and import. This explains why during post crisis period, UK exports became more competitive. The challenging part of this measure was that during the crisis, banks had limited liquidity which necessitated their longing forShow MoreRelatedThe Structure, Conduct and Recent Performance of the Uk Banking Sector1105 Words   |  5 PagesINTRODUCTION Before discussing the structure, conduct and recent performance of the UK banking sector, it is useful to provide an insight in the recent global financial crisis caused by the sub-prime mortgage crisis initiated in the US and underline its effects on the banking industry in the UK. It all started with the collapse of the housing bubble in the US, as borrowers were no longer able to meet their financial obligations and as consequence many of these subprime mortgages became default andRead MoreToyota Motor Corporation Ineffective Managed Its Crisis921 Words   |  4 PagesToyota Motor Corporation ineffective managed its crisis in the following ways: †¢ Toyota crisis responded passive, two months after the fatal crash that happened in California, Toyota forced to recall products. †¢ Toyota UK s managing director, Miguel Fonseca, as the spokesperson, miscommunicated with media, created confusion and concern. †¢ The company â€Å"magnified† its legal liabilities by denying on responsibilities with media, government enforce Toyota and held a congressional hearing, resultRead MoreMonetary And Fiscal Policies And Weighing Up How Effective The Coalition Have Been Improving The British Economy1491 Words   |  6 PagesIn this essay I will be examining how the financial crisis in 2008 caused the UK government to change their aims and policies to aid recovery. I will be looking to both monetary and fiscal policies and weighing up how effective the Coalition have been in improving the British economy. I will be comparing the aims and policies to those of other countries and evaluating what has restricted the UK economy from growing. The global credit crunch of 2007-2008 had a rippling effect on economies worldwideRead MoreMonetary And Sustainable Development : Uk Governments Have Pursued From The Credit Crunch1540 Words   |  7 PagesMacro-economic policy is designed to achieve the aims of full employment, stable prices and sustainable development. In order to achieve them, policies and targets are set by governments. These policies are mainly monetary and fiscal. In this essay, I will examine the aims and policy objectives which UK governments have pursued from the credit crunch of 2008 up to the present time. The credit crunch in 2008 was caused by irresponsible mortgage lending by banks. High-risk loans were made to peopleRead MoreKeynesian Theory During The Great Depression949 Words   |  4 Pagessuggestions on how to achieve constant and steady economic growth. There are fundamental differences in these two approaches, for example over the usefulness of government intervention through fiscal policies, monetary aggregates and money market conditions as a policy guide, fixed and flexible exchange rates to name the few. Financial crisis that occurred in 2007-2008, boosted the debate among politicians, economists, scholars over the way the economics policies should be conducted. To begin withRead MoreThe Impact Of Legislative And Financial Regulatory Responses Regarding The Financial Crisis2043 Words   |  9 Pageslegislative and financial regulatory responses regarding the financial crisis in 07/08. Including responses from HM Treasury Management, legislations being passed such as the 08/09 Banking Act, Governmental policies, Bank of England, Financial Service Authority and the Financial Services Act creating a new regulatory system. These key functions shall give an outlook and help towards analyzing the impacts of such responses. The HM Treasury’s management responded to the UK financial crisis by â€Å"significantlyRead MoreInside Job1673 Words   |  7 Pagesa 2010  documentary film about the  late 2000’s financial crisis  . The film is in five parts the film explores how changes in the policy environment and banking practices helped create the financial crisis. The movie starts with showing the Iceland bank where it all started from the land scape is shown green and fresh but then as the corporations moves into the country it becomes muddy and dry land with pollution. In a context of global economic crisis, everyone appears to be blaming the other in orderRead MoreFinancial Crisis : The Fiscal Crisis1355 Words   |  6 Pagesgeneral, a financial crisis is not an accident; it may take several years and has complex and interlaced causes (Claessens and Kodres, 2014). The 2007-08 global financial crisis is a typical case due to long-term non-intervention policy and loose regulation for financial market from government. Moreover, it involved the complex relationship between government and financial institutions. In order to look at this issue in particular, this essay first goes though the timeline of the 2007-08 financial crisisRead MoreThe Financial Crisis Of The Decade1364 Words   |  6 PagesThe financial crisis of the decade is considered the largest and most severe compared to the Great Depression. The crises reshaped the financing and investment banking business not only in the United States but globally. The top largest banks have fallen du e to the losses they have incurred in connection with their investments in the subprime mortgage markets. (Financial Crises 2007-2008 Overview) Governments had to come up with some solutions in order to further avert the decline of their countryRead MoreGlobal Outlook On The Emerging Markets1610 Words   |  7 Pagesbillion of capital that has flown out of the emerging markets. These concerns that were related with growth prospects had been experienced when there was high level of volatility when the year 2016 began. All the international financial markets experienced a worst financial performance in the first six weeks of the year that had surpassed the record of around 45 years. It has been mentioned previously that there has been around $8 trillion which had been wiped off from the world markets. The oil

Mgmt 591 Case Study 3 Building Coalitions - 2226 Words

Case Study 3: Building a Coalition Keller Graduate School of Management MGMT 591: Leadership and Organizational Behavior March 22, 2015 CASE STUDY 3: BUILDING A COALITION !1 Part 1: Group Development The five-stage group-development model consists of: forming, storming, norming, performing, and adjourning. (Robbins 275) 1. Forming stage. In this first stage, the team is getting to know each other, their backgrounds, work experience, and learning about their strengths and weaknesses. Informal leaders may start to emerge during this stage, and it’s important for management to recognize them. They are getting oriented with their surroundings as well as details about the task at hand. Management should be setting the stage for success by†¦show more content†¦2) To be financially self-sufficient, drawing on resources from the Foundation (logistical support, program development and measurement staff) and the school district (classrooms and teaching staff). The HR reps from each of the vested organizations need to be conscious of how to put together a highly effective team. When considering personnel from their candidate pool, they must research and evaluate their skills, knowledge, experience and personalities. The HR reps should be searching for team members who want to be part of this effort, have great intellect, and have successful experience working serving customers in a diverse environment. Along with technical knowledge, the team members must have leadership traits such as trustworthiness, communication, good interpersonal/people skills, know how to use resources wisely, be able to problem-solve as well as be decisive. They should also be conscientious of how the other members, open-minded and flexible in case the team has to adjust their course of action due to unforeseen changes. (Robbins 325) By understanding each of the development stages, the HR reps would spend their time and efforts finding the right person for this complicated and high visibility task. It’s imperative that the management choose the right folks who will work well together, maintain a positive attitude, make valuable contributions to the project, and be committed to accomplishing the CASE STUDY 3: BUILDING A COALITIONShow MoreRelatedBuilding a Coalition1499 Words   |  6 Pages WEEK 3: Case Study Building a Coalition Leadership Organizational Behavior : MGMT 591-65531 PART I: Group Development At this point in time, the group is not yet even development. It almost seems as if all the individual organizations are storming because they want to make sure that each one of their opinions is heard, and they have control of the situation. No one wants to give up their own power or control. They have started off correctly as it is stated in the case that HR representatives

Learning for Future Career

Question: Discuss about the Learning for Future Career. Answer: Introduction: Rees et al. (2014) states that a situation that signifies the conflict between moral imperatives of an individual in the work they are preceding in their daily life is known as an ethical dilemma. This report highlights some of the ethical dilemmas that a human faced in the workplace. Out of 120 million employees in Australia, half of them witnessed ethical misconduct in their workplace (Fahie, 2014). In addition, with the ethical conflict that human faces some ethical question will also be provided that will be linked with the raised ethical dilemma. Moreover, effective approach for overcoming with the dilemma and an overall conclusion will also be provided. Discussion Dilemma Description Reilly et al. (2012) defines that an employee can raise a situation of misconduct in the workplace by numerous approaches. Misusing Company Time According to Perryer and Scott-Ladd (2014), the maximum amount of time of an employee spends in the workplace and hence they do have much time to do their personal work. It has been found that misusing the office time to complete their personal works like paying electric bills by using office internet, setting up doctor's appointments on company phone lines and working for multiple organizations like freelancing are some examples of misusing companys time (Trujillo, 2014). Taking Others Credit Every person in the workplace intends to earn more than their salary by doing extra work or by overshooting their targets (Whitaker Godwin, 2013). However, there is some employee having the tendency to take other credit and Andrews (2014) mentions that this nature is primarily seen in high-designated people. These people take the credit of their hard-working juniors and gain financial profit themselves. Theft of Companys assets It is found from the survey by Mironov and Srinivasan (2013), that a company usually stocks extra inventory like stationery such as staplers, pins, papers and other small accessories. All these small things are gone undetected by the cameras. Thus, taking away companys assets for personal use by not informing the company is an ethical misconduct. Favouritism Some people in the workplace are closer to the managing authorities and they always get more preferences regarding promotions and bonuses over other eligible employees. Ramachander (2012) also states that some of the employees often get termination without any notice as their favorite candidate want them not to be present at the office. Moreover, these terminated employees do even get their provident fund and gratuity amount that is a significant example of a breach of professional ethics. Ethical Questions Is it considerable to steal the stationary products from the office? Is misusing office time for personal work an ethical dilemma? If the manager in the workplace were supporting an employee, who is not correct then would you consider it as an ethical misconduct? If credit is given to a person, while some other colleague does most of the work, should accept the appraisal alone for the work would be ethical? Ethical Learned Lesson The lesson that is learned from the above ethical dilemma some people accomplishes their personal work in the office when they are supposed to do the official work for achieving organizational objectives. In such circumstance, they willingly or unwillingly are diminishing the success of their organization. Reilly et al. (2012) also illustrates that there are some methods of employee theft- larceny/embezzlement, skimming, fraudulent disbursements and stealing business opportunities. In the circumstance when an organization stocks enough inventory for useful products like papers, pen and staplers, an employee has a tendency to take few of them by thinking that it will not harm the organization. It has found that, out of every 40 employees, five employees possess the tendency to take away the office product (Reilly et al., 2012). The problem gets worst if this misconduct affects crucial details regarding the organization like- not recording actual sales in a database or filing inaccurate financial detail to show the profit into a loss. The next dilemma is when an employee took other credit and they do not fight the urge to accept the compliment wholeheartedly. In such circumstance, Fahie (2014) stated that they develop an untruthful relation with their colleagues and as a result, they will never work with those employees and the team spirit of the organization may get lost. Lastly, the scenario is when the managers support their favorite candidate over the eligible and offer them better salary and appraisal. In such circumstance, the motivation of the suitable candidate gets lowered that affects the productivity and profitability of the organization. Abusive behaviour of the managers also comes into consideration when they started disliking some employees. Norsilan et al. (2014) depicts that this misuse can be the analyzed in the difference in behavior regarding employee's race, gender, ethnic origin or can based on either mentally, sexually or physically. They either harass them verbally or provide more work that is not possible for them to do in the designated hours. Conclusion It is concluded from the entire discussion that in place of work, every employee faces an ethical dilemma in their workplace and it affects the overall productivity and profitability. It is also said, If they are ethical in their behavior, it lends more credibility to the code of ethics." This ethical misconduct occurred due to ambition and discrimination, negotiation tactics, other personal needs or due to intentional behavior. Some of the ethical dilemmas that are considered in this report are- misusing company time, taking others credit, theft of companys assets and favoritism. In all these ethical misconducts, the nature of these ethical dilemmas is difficult for workers to grapple relying on the organizational guidelines. Recommendation Every company should have an ethical policy and some penalties if an employee does not follow them properly. Moreover, these organizations should provide ethical training to its employees so that they can identify unethical behavior in the workplace and can take appropriate step to mitigate the adverse situation. They can also implement a regulation to reward for ethical behavior not only continues to adhere to the ethical practices but it will also motivate another employee to proceed with the same code of ethics. Moreover, managers must realize that they are the role models and they should support employee ever with the same priority. Reference list Andrews, W. A. (2014). Identifying, Resolving, and Managing Common Ethical Dilemmas in the Workplace: An Experiential Approach.Developments in Business Simulation and Experiential Learning,27. Fahie, D. (2014). Doing sensitive research sensitively: ethical and methodological issues in researching workplace bullying.International Journal of Qualitative Methods,13(1), 19-36. Mironov, M., Srinivasan, S. (2013).Auditors and corporate theft: evidence from Russia. Working paper, IE Business School and Harvard Business School. Norsilan, I. N., Omar, Z., Ahmad, A. (2014). Workplace Deviant behavior: A Review of Typology of Workplace Deviant behavior.Middle-East Journal of Scientific Research,19(6), 34-38. Perryer, C., Scott-Ladd, B. (2014). Deceit, Misuse and Favours: Understanding and Measuring Attitudes to Ethics.Journal of business ethics,121(1), 123-134. Ramachander, A. (2012). Dealing with favouritism at the workplace. Rees, C. E., Monrouxe, L. V., Ajjawi, R. (2014). Professionalism in workplace learning: understanding interprofessional dilemmas through healthcare student narratives.Exploring the Dynamics of Personal, Professional and Interprofessional Ethics, 295-310. Reilly, N. P., Sirgy, J., Gorman, C. A. (Eds.). (2012).Work and quality of life: Ethical practices in organizations. Springer Science Business Media. Trujillo, J. J. (2014, May). The Most Personal Training of All. InNew Labor Forum(Vol. 23, No. 2, pp. 92-94). SAGE Publications. Whitaker, B. G., Godwin, L. N. (2013). The antecedents of moral imagination in the workplace: A social cognitive theory perspective.Journal of Business Ethics,114(1), 61-73.